Terms of Service

Last updated: April 9, 2026

1. Acceptance of Terms

By accessing or using icantsave ("the Service"), operated by TechBacked ("we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

icantsave is a personal finance tracking application that allows you to log income and expenses, create financial variables, and analyze your spending. The Service is provided on a subscription basis.

3. Subscription & Billing

• The Service costs $3.00 USD per month, billed monthly through our payment processor, Paddle.
• Your subscription begins when you complete your first payment.
• Subscriptions automatically renew each month unless cancelled.
• You may cancel your subscription at any time through your account settings or Paddle's customer portal. Cancellation takes effect at the end of your current billing period.

4. Refund Policy

You may request a full refund on any charge within 14 days of the payment date, no questions asked. To request a refund, contact us at support@icantsave.com. Refunds are processed through Paddle and may take 5–10 business days to appear on your statement.

5. Accounts

You are responsible for maintaining the confidentiality of your account credentials. You must provide accurate information when creating your account. You are responsible for all activity that occurs under your account.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose.
• Attempt to gain unauthorized access to the Service or its systems.
• Interfere with or disrupt the Service.
• Reverse engineer, decompile, or disassemble any part of the Service.
• Use automated systems to access the Service without permission.

7. Your Data

You retain ownership of all financial data you enter into the Service. We do not sell your data to third parties. See our Privacy Policy for details on how we handle your information.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure. icantsave is not a financial advisor — all financial decisions are your own.

9. Limitation of Liability

To the maximum extent permitted by law, icantsave shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of data or financial losses.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance. We will notify you of material changes via email or in-app notification.

11. Termination

We may terminate or suspend your access to the Service at our discretion if you violate these Terms. Upon termination, your right to use the Service ceases immediately.

12. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved through binding arbitration or in the courts of the jurisdiction where the Service operator is located.

13. Contact

Questions about these Terms or refunds? Contact TechBacked at support@icantsave.com.